Seller financing, side by side.
Compare a traditional loan against a seller-financed offer on any Utah property.
Or skip the lookup and just enter a price in the Traditional card below.
Traditional
Down payment
$
%
Monthly P&I$2,568
Tax + insurance$604/mo
Total monthly$3,172
Total interest$524,429
Seller-financed
Down payment
$
%
Monthly P&I$2,457
Tax + insurance$604/mo
Total monthly$3,061
Balloon due in 5yr$414,101
Same payment, more house
Your $2,568/mo traditional payment would afford a $522,535 home on seller financing at 5.15%. That's $22,535 more house for the same monthly outlay.
Same house, less monthly
For a $500,000 home, seller financing at 5.15% saves you $111/mo — $6,644 over the 5-year balloon period.
That $2,457/mo seller-financed payment would only afford a $478,437 home at 6.65% traditional financing.
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This is a modeling tool. Actual seller-financing terms are negotiable and vary by property. Rates, taxes, and insurance are estimates for illustration only.